Is the Affordable Care Act confusing you?

Here are some clear, educational resources to help you understand if and how this applies to your business

If you are an employer large enough to have to comply with the Affordable Care Act, there are two parts of the law that you must pay attention to: the coverage mandate and the related IRS reporting obligation. If you do not meet these obligations, you face steep penalties. Our ACA solutions can help you navigate the changing ACA landscape and avoid these penalties.

Knowledge is power so we’re on mission to get your ACA education up to speed!

ACA 201 educational webinar for employers

How do I comply with the ACA?

Relevant Resources

For ACA reporting at year-end, what exactly do we need to do?


Download our handy ACA to-do checklist for 2019

What is a 1095-C?

Relevant Resources

Note the IRS deadlines for 2019 reporting:

January 31, 2020
Provide Form 1095-C to all ACA-defined, full-time employees

February 28, 2020
Mail transmittal, Form 1094-C, to the IRS

March 31, 2020
E-File Form 1094-C with the IRS

Why comply? What are the penalties?

Relevant Resources


Update on Penalties

  • Penalty amounts go up every year The increase is because of what is called “the premium adjustment percentage” – inflation for premium costs.

  • The 1095-C reporting needs to be done regardless – similar to the W-2 reporting. Fines are up to $540 per form.

  • Is the IRS really going to enforce these penalties?

    The answer is, yes. The IRS was audited by the Treasury Inspector regarding the ACA Compliance Verification system that was put in place. Recommendations were adopted and the IRS is moving forward.

    • In a series of information letters, the IRS has clearly indicated that it won’t waive employer mandate penalties under the ACA.
    • Employers who have failed to file necessary forms with the IRS are already receiving letters.
    • The IRS has been sending out penalty letters for 2015.