ACA Plan Setup

7 03, 2018

When to Use a 2E, Multi-Employer IR Safe Harbor, for Unions

2018-03-07T15:26:57+00:00 March 7th, 2018|0 Comments

KB14-074 Question: I have Union employees, does that mean I should use the “Multi-Employer Interim Relief” (Code 2E) for the safe harbor for those employees? Answer:  Not necessarily. If the Union is sponsoring the plan, then yes, use the “Multi-Employer Interim Relief” (Code 2E) for the safe harbor for those employees.  If the employer is [...]

4 01, 2018

ACA Safe Harbors – Who Needs Them and How Do They Work?

2018-04-18T14:53:57+00:00 January 4th, 2018|0 Comments

KB14-073 With two reporting year behind us we may be thinking that we’ve got this ACA thing down and there is nothing more to learn (or maybe we just don’t want to!). Yet, making sure that your company is using safe harbors efficiently could lead to improved methods of determining affordability and make 2017 and beyond [...]

2 01, 2018

1095-C Reporting: How to Use Affordability Safe Harbors

2018-04-18T15:04:27+00:00 January 2nd, 2018|0 Comments

KB14-072 Since employers don’t know their employees’ household incomes, how do they document what's “affordable” on their 1095-C returns to the IRS? Content updated on April 4, 2018 To sharpen the rendering of this image, please click to enlarge – particularly to see the footnote of the change in IRS guidance for Code 1A, which was announced [...]

20 07, 2017

Setting Up Age Banded Health Plans

2017-10-18T10:09:06+00:00 July 20th, 2017|0 Comments

KB14-064 Age banded setups are easily tracked in the ACA Cloud Solution and the 1095-C Part II will reflect accurately for each employee taking a particular band. Age Banded simply means that for different ages of the employee there is an incremental increase in the monthly health deduction. For example single employees between age 20 [...]

7 09, 2016

Criteria for Reporting Union Plans with the Multi-Employer IR Safe Harbor

2017-10-20T11:39:56+00:00 September 7th, 2016|0 Comments

KB14-051 It has nothing to do with union fees. The multi-employer plan transition relief (2E) provides that a contributing employer is treated as offering coverage, and generally protected from a penalty, if the following three criteria are met: The employer is required to contribute to a multi-employer plan on behalf of an employee pursuant to [...]

7 09, 2016

Set Up of the ACA Plan for No Offer of Coverage

2018-04-18T15:40:53+00:00 September 7th, 2016|0 Comments

KB14-048 How do I report if our management has a health plan offering but non-management is not offered a plan? You would have to setup at least two plans. 1) For the management and 2) For the no offer. Keep in in mind that even if you have a no offer you must have an ACA [...]

25 01, 2016

Safe Harbor Choice for Refusing Coverage

2017-10-18T16:45:52+00:00 January 25th, 2016|0 Comments

KB13-043 You would use either 2F, 2G or 2H – whichever safe harbor you used to determine affordability.   Questions/Resources If you have any questions or comments please email Support@integrity-data.com. If you would like to search for information and resources for Integrity Data products check out the following site: • Knowledge Base: https://www.integrity-data.com/hrp/knowledge-base/ • Videos: https://www.integrity-data.com/aca-compliance-solution-feature-videos/ Last [...]

18 11, 2015

MEWA Plans Subject to ACA

2017-10-19T09:52:56+00:00 November 18th, 2015|0 Comments

KB14-025 Below is the Department of Labor link to explain MEWA (Multiple Employer Welfare Arrangements) plans that are subject to ACA reporting because they are defined as a self-insured plans. Please keep in mind that, in the past, these plans did not have to provide minimum value; but that is now a requirement. http://www.dol.gov/ebsa/newsroom/fsproposedm1revisions.html Questions/Resources If [...]

18 11, 2015

Setting Up the Self-Insured Indicator for Dependent Coverage in the ACA Compliance Solution

2018-04-18T16:06:34+00:00 November 18th, 2015|0 Comments

KB14-020 Question: Our company is self-funded but the covered Individuals section Part III of the 1095-C is blank.  All the dependents are keyed in to the Dependent Benefit window of the Cloud with beginning dates and ending dates. How does your solution indicate self-funded? Answer:  If the health plan the employee is attached to is marked as self-insured in the [...]