An Effective ACA Affordability Calculator for 2020 & 2021

Employers need to keep a close eye on employee contributions (or the relative share of plan cost reflected in employee contributions) to maintain “affordable” coverage under the Affordable Care Act (ACA) and avoid IRS penalties.

This ACA Affordability Calculator can help.

Under the ACA, ALEs (Applicable Large Employers) must offer quality health insurance coverage to at least 95% of their eligible full-time employees. This coverage must also be affordable for the employee.