A user may have Microsoft Dynamics GP HR installed but still choose not to integrate with it for purposes of the Life Insurance Tax Calculator. In these cases, a user can still make use of the Use Primary Pay Code for Coverage check box even though the Use HR Premium & Increments checkbox is unchecked. The system will still find the primary pay code and, although HR functionality will not be used to calculate the premium, the system will use the specified values in Life Insurance Tax Code Setup window instead. The Exempt Benefit will be used to calculate total cost of coverage.